My goal was to write this post last week but as usual work got in the way. Better late than never!
In my last post I provided an update on my dividend income received during the month of September, 2015 which was a personal record. Now it’s time to look at the overall progress I made in my two dividend growth portfolios in September including contributions, buys, performance and progress against goals.
Dividend Empire Portfolio
The Dividend Empire portfolio is a gift to my descendants and will hopefully turn into a true empire – providing passive income over many generations. My goal is to contribute at least $15k per year ($25k this year) over my working years and then pass the portfolio on to my children (who will hopefully continue contributing). Here is an overview of the progress I made in September in this portfolio:
My Empire portfolio rebounded a bit in September after “losing” $1,335 in August. The portfolio had an unrealized gain of $180 overall. The other positive for September was my record $97.05 in dividend income! The majority of this was reinvested in the companies that paid the dividends to keep the snowball rolling.
Finally I am very sad to report that I only contributed $50 to this portfolio last month – just my two automatic Loyal3 investments in HSY and MCD. This is a far cry from my typical $1-2k per month I have been pumping into this portfolio and it couldn’t have come at a worse time with so many stocks on sale. I hope to turn this around in a big way over the next couple of months.
Stock Purchases
I made 10 purchases in the Empire portfolio in September: 1 new position, 2 Loyal3 monthly buys and 7 DRIPs.
- 9/1/2015 – 0.114 shares of UPS (DRIP)
- 9/1/2015 – 0.362 shares of WFC (DRIP)
- 9/1/2015 – 1.671 shares of F (DRIP)
- 9/7/2015 – 0.2721 shares of HSY (Loyal3)
- 9/8/2015 – 0.2594 shares of MCD (Loyal3)
- 9/10/2015 – 130 shares of AMNF (New purchase)
- 9/10/2015 – 0.202 shares of XOM (DRIP)
- 9/10/2015 – 0.132 shares of EMR (DRIP)
- 9/16/2015 – 0.734 shares of SSI (DRIP)
- 9/29/2015 – 0.143 shares of TROW (DRIP)
With these purchases I increased my forward income by $15.67:
Best and Worst Performers
As part of my monthly review of my portfolios I like to look at the monthly performance of each stock (including dividends). While I typically only care about company fundamentals this is always fun to keep track of:
Progress Against Goals:
I provided an update on my dividend related goals in my previous post. The one remaining annual goal for the empire portfolio is to have an account value over $25k by the end of the year. Here is where I am at:
This is not good. A couple of months ago this goal seemed like a sure thing. After the last two months of poor contributions I am quickly approaching the danger zone. I need to contribute just over $1k per month for the rest of the year to make this happen. Time to have a garage sale!
Dividend Retirement Portfolio
The Dividend Retirement portfolio is a portion of my 401k dedicated to dividend growth stocks and will be used to fund my early retirement and will eventually merge with my Empire portfolio.
Just like the Empire portfolio, my Retirement portfolio made a partial recovery after losing over $5k in August. I received about $380 in dividend income – by far my highest total to date.
My contributions were not as high as usual but there is a good explanation for this. In the past the majority of contributions came from mutual fund sales – the ongoing conversion of part of my 401k to a self directed account devoted to dividend growth investing. Last month I decided to not sell any of my funds for two reasons: I had plenty of cash on hand already and I’m hoping to be able to sell my remaining mutual funds at a better price.
Contribution Sources:
- Mutual fund sales: $0
- Pre-tax deductions: $1624.34
- Dividends: $379.78
Stock Purchases
I am really kicking myself for my lack of activity when stock prices were low. I was just too busy to research and take advantage of all the opportunities. I only made 4 purchases last month: 1 new position, 1 DRIP and 2 automatic pre-tax deductions to purchase AMGN shares.
- 9/1/2015 – 20 shares of PEP (New purchase)
- 9/8/2015 – 0.0846 shares of AMGN (DRIP)
- 9/11/2015 – 0.0843 shares of AMGN (Auto deduction)
- 9/25/2015 – 0.0922 shares of AMGN (Auto deduction)
These purchases gained me $71.77 in forward annual income, bringing my total up to $2452.83.
Best and Worst Performers
It was nice to see some recovery in UNP and CVX since they were really dragging my portfolio value down
Progress Against Goals:
I set 4 goals for this portfolio in 2015: receive $1,500 in dividends, diversify across all sectors, own 30 different companies and have a portfolio value of at least $100,000.00 by the end of the year.
1. Receive $1,500 in dividends: maybe
2. Diversify across all sectors: I am still missing telecommunications and utilities (SO is on my watchlist)
3. Own 30 different companies: I am up to 26
4. Portfolio value of at least $100,000.00
Although last month brought me closer to the goal pace this goal shouldn’t be a problem for me. I will most likely resume selling off my mutual funds soon which will provide the needed boost.
While I am very pleased with my dividend income progress I need to ramp up my contributions and purchasing. Hopefully this month I can identify some deals and get back on track. Hope everyone is having a great October so far!
DE,
Its nice to see you posting again! 10 new purchases is pretty good considering that most are from DRIP. Thats money making money! Garage sale sounds like a good plan. I’m currently considering selling my motorcycle..haha… I’m looking in the coming months to buy up some more great companies like Boeing, 3M, JNJ, PG at reasonable prices. Stay in touch and keep it up.
Take care,
LOMD
Thanks LOMD. Sell the bike!! I sold my Ninja 500 a few months ago and it funded my Ford purchase :). I like your list of companies – especially BA. Thanks for stopping by.
Ken
wow, the portfolio went straight up! I didn’t receive much from my parent. In fact I am doing the opposite, supporting my dad. I think it is really cool that you started this fund.
I read an article today regarding Chinese rich 2nd generation (fu yi dai) with money is wasting their parents money. I’m wondering how having a big chunk of wealth would affect the 2nd gen of FIRE community.
Thanks Vivianne. My goal if for my children to have better lives than me and this is a good start.
Take care,
Ken
Thanks for sharing. I know what you mean about work. Boy, it’s busy for me this last couple of months. Anyway, I am sure the stock sale will continue. In any case, from the perspective of both of your portfolios which are very long term, these dips are nothing.
D4s
Yup it’s been crazy. I’m going to take some time this weekend to get caught up and maybe run some screens. Hopefully we’ll get some more sales next week.
Take care,
Ken
Looking forward to your November screen/watchlist!!!
Hopefully people will start selling off their losses for the end of the year tax harvesting allowing us value investors to take advantage!!!
Middle Ages as in Western
Manuscript is a collective name for texts
from lat. manus – “hand” and scribo – “I write”) ]
Of his works, he is especially famous
written on the parchment was scratched out
Testaru. Best known
… As a rule, the manuscript is called
handwritten synonym
DUI allegations neccesitate all of the guru methods used in criminal court rooms. Defending a DUI starts with making sure not one of a persons rights on the constitution have been violated. Because a cop is in direct contact with you, and they are basically the single witnesses most of the time, their specialized education and procedural conduct is of the nature. We all create mis haps, and officers are no no exception to the rule. It starts when usual accusation which will progress to probable cause. An example, a person gets forced over for speeding at 4 am. The cop has reasonable suspicion that you committed a moving violation, passingon a double yellow. Now, as the then man tries to make eye contact or leans in closer to your automobile, she may exclaim you exhibit watery eyes, or there is an smell of liquor. This raises the reasonable suspicion of abnormal driving to providing a police a reason that someone is driving while drunk. 99.9% of cops will say smell of beer, blood shot ojos, or lazy speech. The police will usually note you are rumaging about getting your license and insurance in your hand. At this point the person driving will be likely commanded to step out of the ride and do standardized driving sobriety tests. These are SFST’s are learned under NHTSA (National road Traffic precautionary Administration) standardizations and need to be followed per instruction. when you do perform the checks, the officer will make mistakes that will have the check, or tests excluded from evidence. Things such as physical disabilities and optimal field conditions can be integrated into results of your check. (example: someone can’t do a walk and pivot test on crooked sidwalk). A person will usually take a breathalyzer tests. There are irregularities in these machines also, and they are devices that need maintenance and trained on every day. The arrest is videoed from the time the police starts their red and blues. It is through this captured evidence that we are able to secure an factual idea if the cops administration of the checks, to the clients performance taking the checks. Whether you consent to the checks or not, a person usually will go to jail. If you have been arrested for DUI or any criminal charges or know some one who needs a criminal defense Attorney check out my website at this place top in Harrison OH dui attorney best regards
Very good site to buy satbayev.university pouches in killapods!
Reward yourself with a special offer from our casino. From playing your favourite games to winning big prizes, we’ve got it covered.
https://bestbitcoincasino.review/games/video-poker
Whats up very cool site!! Man .. Excellent .. Amazing .. I will bookmark your site and take the feeds alsoKI am satisfied to seek out numerous helpful info right here within the put up, we need work out extra strategies in this regard, thanks for sharing. . . . . .
I got what you intend,bookmarked, very decent site.
903508 308362It is difficult to get knowledgeable individuals with this topic, but the truth is could be seen as do you know what you are referring to! Thanks 165851
710230 103431This really is the proper blog for anybody who hopes to learn about this topic. You know a whole lot its almost tough to argue along (not that I really would wantHaHa). You definitely put a entire new spin for a subject thats been written about for years. Fantastic stuff, just great! 928712
804231 810170Spot on with this write-up, I truly think this site needs considerably much more consideration. Ill probably be once more to read a lot far more, thanks for that information. 841055
711657 278387I just want to tell you that Im quite new to weblog and honestly liked this web website. A lot more than likely Im planning to bookmark your blog post . You surely come with exceptional articles and reviews. Bless you for sharing your internet web site. 250902
134885 692186Fairly uncommon. Is likely to appreciate it for men and women who incorporate community forums or anything, internet internet site theme . a tones way for the client to communicate. Outstanding job.. 752356
Thank you for the good writeup. It in reality was once a enjoyment account it. Glance complex to far added agreeable from you! However, how could we keep up a correspondence?
Some times its a pain in the ass to read what people wrote but this site is very user friendly! .
Great write-up, I am normal visitor of one?¦s web site, maintain up the nice operate, and It’s going to be a regular visitor for a lengthy time.
I discovered your weblog web site on google and test a few of your early posts. Proceed to keep up the superb operate. I just additional up your RSS feed to my MSN Information Reader. Seeking ahead to studying extra from you afterward!…
278205 659807I enjoy your writing type, do keep on writing! Ill be back! 994878
Hey there, You’ve performed an incredible job. I’ll certainly digg it and in my view suggest to my friends. I am confident they’ll be benefited from this site.
Hello There. I discovered your weblog the use of msn. This is a very neatly written article. I will make sure to bookmark it and return to learn more of your helpful info. Thanks for the post. I’ll definitely return.
Thanks for a marvelous posting! I truly enjoyed reading it, you’re a great author.I will be sure to bookmark your blog and will often come back very soon. I want to encourage you to continue your great posts, have a nice morning!
I have been absent for some time, but now I remember why I used to love this blog. Thanks, I will try and check back more often. How frequently you update your web site?
naturally like your web site but you need to test the spelling on quite a few of your posts. Several of them are rife with spelling problems and I find it very bothersome to tell the truth however I’ll definitely come again again.
THE ROLE OF IRON IN PATHOGENESIS buy cialis online Breast Abnormalities
I like the valuable info you supply for your articles. I will bookmark your blog and take a look at again here frequently. I’m slightly sure I’ll be informed lots of new stuff right here! Good luck for the following!
Hi! I could have sworn I’ve been to this website before but after reading through some of the post I realized it’s new to me. Nonetheless, I’m definitely glad I found it and I’ll be book-marking and checking back frequently!
I haven¦t checked in here for some time because I thought it was getting boring, but the last several posts are great quality so I guess I will add you back to my everyday bloglist. You deserve it my friend
состав аромасаше ташкент
I regard something truly special in this web site.
I have recently started a site, the info you provide on this web site has helped me greatly. Thank you for all of your time & work. “Quit worrying about your health. It’ll go away.” by Robert Orben.
Официальный сайт БК в России и СНГ 1Win. Всем Рекомендую!
Блог https://akpp-korobka.blogspot.com/ посвящен нюансам технического ухода автоматических коробок передач (АКПП) в машине. Он подчеркивает значимость АКПП в реализации надежной передачи мощности от двигателя к колесам, что влияет в эффективности автомобиля. Сайт обсуждает необходимость квалифицированной диагностики АКПП для устранения проблем, способствующего экономии время и деньги. Рассматриваются основные аспекты технического обслуживания АКПП, включая замену масла, поиск утечек и замену фильтров, для гарантии долговечности трансмиссионной системы. За детальной информацией обращайтесь на блог по адресу https://akpp-korobka.blogspot.com/.
I would like to thnkx for the efforts you have put in writing this blog. I am hoping the same high-grade blog post from you in the upcoming as well. In fact your creative writing abilities has inspired me to get my own blog now. Really the blogging is spreading its wings quickly. Your write up is a good example of it.
This web site is my inhalation, really wonderful design and perfect subject matter.
Perfect piece of work you have done, this website is really cool with fantastic info .
Hey there! Quick question that’s totally off topic. Do you know how to make your site mobile friendly? My site looks weird when browsing from my iphone. I’m trying to find a template or plugin that might be able to correct this issue. If you have any recommendations, please share. Many thanks!
What is Alpha Tonic? Alpha Tonic stands as a natural health supplement designed to comprehensively address men’s overall well-being.
My brother suggested I may like this blog. He was once totally right. This post truly made my day. You can not believe simply how much time I had spent for this info! Thanks!
I really enjoy studying on this internet site, it has got superb articles. “A short saying oft contains much wisdom.” by Sophocles.
Good write-up, I am regular visitor of one’s website, maintain up the excellent operate, and It’s going to be a regular visitor for a long time.
Java Burn is the world’s first and only 100 safe and proprietary formula designed to boost the speed and efficiency of your metabolism by mixing with the natural ingredients in coffee.
Very good written information. It will be beneficial to anyone who employess it, as well as myself. Keep doing what you are doing – i will definitely read more posts.
I was more than happy to seek out this web-site.I wanted to thanks to your time for this wonderful learn!! I definitely having fun with each little bit of it and I’ve you bookmarked to check out new stuff you weblog post.
Rattling informative and good complex body part of subject material, now that’s user genial (:.
I cling on to listening to the news speak about receiving free online grant applications so I have been looking around for the most excellent site to get one. Could you tell me please, where could i acquire some?
In the grand scheme of things you secure an A+ just for hard work. Where exactly you actually lost me was in your details. You know, it is said, details make or break the argument.. And it couldn’t be much more true in this article. Having said that, let me tell you what did work. Your article (parts of it) can be really engaging and that is possibly why I am taking the effort to opine. I do not really make it a regular habit of doing that. Second, although I can easily see a jumps in logic you make, I am not really sure of just how you seem to connect the details which inturn help to make your final result. For right now I will subscribe to your position but hope in the foreseeable future you actually connect your facts much better.
I love your blog.. very nice colors & theme. Did you design this website yourself or did you hire someone to do it for you? Plz answer back as I’m looking to design my own blog and would like to know where u got this from. many thanks
I’ve been absent for some time, but now I remember why I used to love this web site. Thank you, I will try and check back more often. How frequently you update your site?
Very informative and wonderful complex body part of articles, now that’s user pleasant (:.
I believe you have mentioned some very interesting details , regards for the post.
I have recently started a site, the information you offer on this website has helped me tremendously. Thank you for all of your time & work.
Yoour stygle is eally uniqwue in comparison to othjer folkks I have read stuff from.
I appreciate you for posting whn you hsve the opportunity, Guess I will just bopok mawrk
thiks weeb site.
You are a very bright person!
When I originally commented I apopear to hae clickwd the -Nogify me when new comments
aree added- checkbox annd noww eachh time a comment is added I reeceive four emals wityh thee same comment.
Is thre aan easy meghod you aree able to remoce me fro that service?
Manny thanks!
Hi there very nice blog!! Guy .. Excellent .. Wonderful .. I will bookmark your blog and take the feeds also?KI’m satisfied to seek out so many useful information right here in the put up, we need work out more strategies on this regard, thanks for sharing. . . . . .